Sunday, June 28, 2009

Lets take networking outdoors!

I'm a member of the Plymouth State University AMA (American Marketing Association). As many of you may know golf tournaments are a huge fundraiser, but they are also extremely popular which makes starting you're own difficult. So here is what I have come up: a networking golf tournament. The idea is to mix it up from the normal conference/networking rhetoric. 
Instead of going from presentation to presentation we can start by going from hole to hole. This should provide for a more relaxed atmosphere. 
Conferences I have attended it seems that people put on their professional mask and you don't really get to know who they are. Everyone is so proper and nice. Lets all relax and get to know one another outside the office. For employers this would be a great way to get to know who you really would be hiring. It might even save you some money and time during the interview process. 
Bring your clients too! Connect with them on a deeper level and maybe even pick up a few referrals too. 
Presentation topics will certainly be incorporated in the weekend, but I would like to leave time for an open discussion where we can take ideas that have developed over the weekend or just popped into your head and share them with all attendees hopefully expanding or improving upon the original idea. 
Presentations should include social media case studies-successes and failures. 

Share your thoughts and comments here! Will this work? What should we add or remove to improve this idea? Feedback is much appreciated and necessary in the development of this idea!

Thursday, June 18, 2009

A nation trying to tax itself into prosperity is like a man trying to drink himself sober.

Taxes... yes I know you're probably sick of hearing about the topic, but I've held back for to long. I don't quite get it, I'm talking specifically about the Federal Income tax. To me it doesn't make any sense. Why does Uncle Sam take tax me and you for getting working? This doesn't make any sense. We the consumers, the driving force of our economy, are having our hard earned pay taken away from us. That's not fair ( I feel like a 12yr old when I say that). We work to spend money which drives our economy and theoretically, if there was no Federal Income tax more people would have more money to spend and the government would have less. Sounds good to me so far. Keep the state tax that's fine, but don't raise it. The Federal Income tax is the highest amount deducted from your paycheck w/ Social Security coming in a strong 2nd. I understand Social Security it's not a tax, but at least give me the option. That's my problem w/ the Fed I want control over my finances I don't want the government to control my finances, I want to control where my money goes. I am perfectly capable to deciding if I want to set aside a certain percentage of my income for my retirement. I can set up my own account and if I choose to use the governments retirement plan then so be it, but if I don't want to then what's the big deal??? 
The State Income tax I'm fine with. All residents should contribute to the well being of their state. Maybe I'm crazy, but if the Federal Income tax was levied or reduced to that of Medicare then maybe, just maybe citizens would develop a little more respect for their home state. I'm a CT resident and we pay pretty high taxes all around gas kills me... Anyway as I drive of the road here... Transparency-- if state residents are able to see where their money is being spent, if the politicians even bothered to try to reach out to their constituency other than during campaign season maybe residents would develop a little more pride for their state. What I'm saying is reduce or eliminate the Federal Income tax, let ME keep MY paycheck and I'm going to spend more. This is going to help small businesses prosper and increase competition locally and among the states which I think would be great for our economy. -For the record I'm an Independent. As far as corporate taxes... another topic for another post coming soon to a blog near you.  

Sunday, June 7, 2009

The Uninsured

·      “People who lack insurance but do not qualify for one of the government programs often put off seeking health care unless and until a problem becomes acute and disabling.”

This is true with so many who are not insured. This does not justify the means for having others pay for your problem because you put off seeking health care until a problem turned into a personal issue. The majority of those uninsured or ‘lacking’ insurance have decided they do not feel the urgency to put aside the money to pay for insurance. Of the 46 million uninsured 17 million earn over $50k and 9 million earn $75k. They certainly can afford to pay for insurance they simply chose not to. 26 million people without health insurance can more than afford the costs associated with health insurance, but chose not to insure themselves for a reason or reasons only known to them. 18 million of the 46 million uninsured are between the ages of 18 and 34. Of this number many see other activities as a more valuable expense than paying for health insurance. 

source: www.freemarketcure.com

Senator Chris Dodd seeks ideas from "we the people" on health care reform

Senator Chris Dodd (D-Conn.) posted a brief youtube videohttp://thecaucus.blogs.nytimes.com/2009/06/05/dodd-seeks-health-care-ideas-on-youtube/   

asking for our ideas about health care reform. Finally a politician that took the time to reach out to the people. I've always been under the impression that as a politician it is your job to ask for the opinion of the people and to then express their views to your fellow members of congress... Anyway the idea behind the video is great ask the people what they think should be changed in our current health care system. But how many people really know anything about our health system or understand how it operates? 

I've done some research and there are compelling arguments from both sides: those that want a "single payer system" and those that want to keep health care as is aka "free market cure." Obviously there are pros and cons to everything so why not make the system a combination of private and government sponsored health care?  

Here's my thoughts on a new health care system: 

-Don’t make it mandatory, but offer free health care paid for by the government for all those under age 18. 
-College students will not have to pay for health care insurance during their years of enrollment.
-Offer more scholarship opportunities or an easier repayment plan for those attending medical school
Freemarketcure.com--Of the 46 million uninsured, 7 million earn over 50k  9 million earn over 75k 
-Health insurance will COVER EVERYTHING
-Insurance companies will no longer tell hospitals what they are going to receive. Insurance companies will pay hospitals and its doctors for all expenses incurred.    
-Insurance fee according to tax bracket/income 
-Everyone will receive the same quality of care as members of congress, but will pay according to income (progressive tax). 
-->If you make less than $50k you are covered FREE?
Married couples based on individual income all offspring will be covered until 26th birthday. At this point you will pay a % according to your income.
-Health insurance policies are guaranteed for life, but you have the choice to switch insurance companies at the end of each calendar year, if you so choose.   
-If health care is put into a single payer system we will loose the quality and efficiency of our current system.
If you want health insurance and can afford to pay then you must pay, if it is determined by some elected agency that you cannot pay and you do want health insurance, you do not have to pay.
Include dental insurance as medical insurance under same plan.
-Those uninsured age 50+ are now covered under Medicare
-Medicare policies will cover all or discount prescriptions according to income  
-Medicare will pay for all or majority of surgery expenses.
--31-49k you are required to pay $X amt semi annually  
--50k plus it is your choice whether or not you want government health care or not

CHOICE: Unhealthy people are more likely to purchase health insurance because they anticipate large medical bills. On the other side, people who consider themselves to be reasonably healthy may decide that medical insurance is an unnecessary expense; if they see the doctor once a year and it costs $X, that's much better than making monthly insurance payments of $X.